Additional Resources
For Your Financial Journey
What can I expect in our first meeting?
To find out more about us, and for us to determine if we are the right fit for you, we offer a complimentary, no-obligation, no-pressure initial consultation. Contact us to learn more.
Who are your typical clients?
Our typical clients are individuals and families looking to establish a long-term relationship with a financial advisor that can assist them in attaining their financial goals, especially retirement. Typically, they are between the ages of 45 and 75 have, or will have by retirement age, a minimum of $1,000,000 of investable assets and want to work with a financial professional.
What fees do you charge?
Financial planning and investment management are offered on a fee-only basis, for which we are compensated by a fixed fee, or as a percentage of assets under management. We are also registered through Commonwealth Financial Network® to provide investments and licensed with applicable states to provide insurance products for which we can receive commissions. In all cases, we remain free to operate in your best interest and provide impartial, objective advice to help you reach your financial goals.
View our investment advisory fee schedule here.
Do you adhere to a fiduciary standard?
When providing financial planning services and/or when managing your assets, we serve as fiduciaries acting in your best interest.
Who has control of my money?
We cannot move funds out of your accounts without prior written authorization from you. We can have a standing authorization that allows for on-going transactions.
We do not hold any client money. Trade processing, clearance, client reporting and systems backing are performed by National Financial Services (NFS), an industry leader. NFS is a leading clearing firm and is subject to the rules and regulations of the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA) and other principal exchanges of which it is a member.
What procedures are in place to assure security and confidentiality?
We are very concerned about the confidentiality of client information. For instance:
- As a CFP® professional, Paul Cooper must adhere to a strict code of ethics and standards of conduct set forth by the CFP Board.
- We will not provide information to a third party unless the client has given us their express consent.
- Any and all staff members are fingerprinted, bonded, and required to sign a confidentiality agreement.
- All laptops have an extra security protocol needed before and in addition to the Microsoft security password.
- Our custodian and RIA-broker/dealer are equally committed to maintaining confidentiality.